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Prepayments as Deductions

Understanding how prepayments are treated under New Zealand tax legislation is crucial for ensuring compliance and maximizing allowable deductions. 

Key Legislative References

Income Tax Act 2007

Part C - Income, Subpart CH - Adjustments

Covers matching rules for revenue account property, prepayments, and deferred payments.

Part E - Timing and Quantifying Rules, Subpart EA

Specifies rules for matching revenue account property, prepayments, and deferred payments.

Section CH 2 - Adjustment for Prepayments

References Section EA 3 (Prepayments), which outlines the treatment of unexpired portions of prepayments.

Section EA 3 - Prepayments

States that the unexpired portion of a prepayment is treated as income in the current year, with a deduction allowed in the subsequent year.

Tax Administration Act 1994

Section 91AAC - Exemptions from Section EA 3 of ITA 2007

Grants the Commissioner the authority to determine whether a prepayment can be treated as deductible in the current income year, based on factors such as expenditure nature, activity size, and materiality of the difference.

Determination E12

Provides criteria for excusing certain persons from complying with Section EA 3 of ITA 2007.

Specifies circumstances where prepayments do not need to be treated as income, allowing full deduction in the current income year.

Examples of Deductible Prepayments (from Determination E12)

Insurance Premiums: Expenditure up to $12,000 with an expiry date within 12 months of the balance date.

Local Government Rates: No maximum amount; fully deductible.

Links

  • Income Tax Act 2007, Part C - Income, Subpart CH 2
  • Income Tax Act 2007, Part E - Timing and Quantifying Rules, Subpart EA 3
  • Tax Administration Act 1994, Section 91AAC
  • Determination E12 - Persons Excused from Complying with Section EA 3 of ITA 2007